The B -end product manager

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Must first understand the importance of this position and design product solutions that are more suitable for this project. > In the past few years, Z Xingfa has done a lot of money, and the credit card business has been riding the dust for a long time, so it has the healthiest UM structure, the best cost structure, and the most powerful Fortune UM grows. A group of banks are so envious of drooling, but I don't know how Z line is done, but few banks have learned: First, the time dividends have passed, and even if the Z line has done it again today, it may not be possible to have any again. The same effect; the second is that the strategic fixed force is really difficult to copy, the management is relatively stable, and the direction is always insisted. It is also difficult to achieve other lines.


Therefore, "large -scale issuance+high credit card coverage" is the cause, the  Armenia WhatsApp Number design and wealth of the MU and the UM dual -pole star indicator are fruit. Seeing that many banks studying the "X -Star Selection" of Line Z, learning new retail transformation is UM as the outline, and the scale of envious of public fundraising has exceeded trillion, and then they have invested in resources and manpower to follow up. With this mind, I think about how to open the debit card but always have zero assets, unilateral credit cards, and low -holding customer services. Follow the trend to sell new hair, engage in a bunch of money -burning marketing activities, open up various wealth numbers, and give the first -line index assessment and supervision. The direction is actually not a little bit. Everyone understands. Everyone will do it, but what should I do? Of course there are methods.



Pictured above. Banks, the correct posture of wealth management business This is the core mentality that I refined after the wealth business of public funds, head mutual gold platforms and banks, and shared it today, which is considered a user benefits. Based on this model, the building of the entire business growth strategy system can be built, and the business logic of the user-channel-assets can also be rational.