Is Private Pension worth it? Find it out!

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A private pension may be worth it if you have long-term goals. But you need to know how to choose the right fund for you . There are great pension funds and other funds that yield little and have heavier fees. Would you like to retire early? And how about building a long-term financial reserve? Or would you like to be financially independent in 20 years? For all your long-term goals (usually more than 8 years), consider investing in a private pension . Yes, this type of application can serve many other goals besides retirement. This is the investment to consider when you want to prepare for the future. Therefore, it is essential that you understand very well how private pensions work before making any decision. After all, it is your future that is at stake. To keep you up to date on this subject, we wrote this text to show you whether private pensions (PP) are worth it.

Check out the topics we will cover throughout the content: How does investing in Private Pensions (PP) work? What is the difference between a pension fund and a common investment fund? What are the private pension rates? What are the types of private pensions? Is Private Pension worth it? 10 advantages Brother cell phone list and disadvantages! What are the rates and taxation of investment in private pensions? Private Pension, Treasury Direct or CDB? Good reading! How does investing in Private Pensions (PP) work? To know if a private pension is worth it, you need to understand how a private pension fund works . This is a simple investment that has two distinct phases: accumulation and after redemption. You make an initial investment, set up monthly investments and choose a beneficiary, and spend years investing. This is the accumulation phase . After a defined period, you can choose how to receive back the interest and accumulated capital. This is the rescue phase.



What is the difference between a pension fund and a common investment fund? These products have several similarities, such as asset portfolios, managers and management fees, for example. One of the big differences is that the pension fund does not have quotas and can count on tax advantages for those who want to invest in the long term. On the other hand, it is more advantageous to invest in common funds if you have short to medium term goals. Both can have a conservative, moderate or aggressive performance. That's right. A pension fund can indeed be more aggressive . Succession with provident fund If you look at it from a legal point of view, the comparison can also be made with insurance, as both are regulated by SUSEP . Therefore, all of its taxes have their own characteristics. For example: if the holder of a private pension dies, the transfer of this product is done differently than a “normal” fund.